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97652 Overseas Highway M8, Key Largo, FL 33037 (MLS# F10528933)

97652 Overseas Highway M8, Key Largo, FL 33037

$598,000

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https://www.propertypanorama.com/97652-Overseas-Hwy-M8-Key-Largo-FL-33037/unbranded

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,130 Status: Pending

Current Price: $598,000 List Date: 10/06/2025 Last Modified: 4/28/2026

Overview

Description

LIVE THE LIFESTYLE OF KEY LARGO FLORIDA IN THE GATED COMMUNITY OF ROCK HARBOR SITUATED ON THE BAY SIDE!THIS UNIT IS 2-BED/2-BATH 2 LEVELS TOTALLY UPDATED CORNER UNIT THAT ALLOWS THE NATURAL SUNLIGHT TO ENTER YOUR NEW HOME WITH OPEN FLOOR PLAN. KITCHEN HAS WOOD CABINETRY & GRANITE COUNTER TOPS. BATHROOMS UPGRADED. NEW PRESSURE TREATED LAMINATE FLOORS WATER RESISTENT THOUGHOUT. MASTERBED ROOM HAS ITS OWNS PIRVATE BALCONY HAVE A COFFEE OR GLASS OF WINE & RELAX. DOWNSTAIRS HAS IT'S OWN BALCONY TO ENJOY ALSO. BOATING LOVERS WILL ENJOY EASY ACCESS ALONG WITH DRY RACK STORAGE WITH IN-OUT SERVICE. SWIM IN POOL OR PLAY TENNIS, PICKLEBALL, BOCCE, BASKETBALL, PADDLEBOARD OR KAYAKING & STORAGE. CLUBHOUSE WITH GYM OVERLOOKING THE BAY. THIS COMPLEX HAS PASSED ALL INSPECTIONS (50 YEAR).VIEW IT BUY IT !

Listing Details MLS# F10528933

General Property Information

Unit Floor #: Yes
Property Sub Type: Condominium
Bedrooms Total: 2
Bathrooms Total: 2
Bathrooms Full: 2
Living Area Main: 1130
Year Built: 1975
Gated Community YN: Yes
Senior Community YN: No
Land Lease YN: No
Waterfront YN: Yes
Outdoor Living Spaces YN: Yes
Stories Total: 2
Stories: 22
Direction Faces: East
Furnished: Unfurnished
LP/Assessed Value: 1.32

Property Features

Application Information: 1-2 Weeks Approval Association Amenities: Maintenance Association Fee Includes: Common Areas; Insurance; Legal/Accounting; Maintenance Grounds; Maintenance Structure; Pest Control; Pool Service; Reserve Funds; Roof Repairs; Sewer; Trash; Water Dining Area: Family/Dining Combination; Snack Bar/Counter Exterior Features: Barbecue; Lighting Flooring: Carpet; Laminate Parking Features: Guest Property Condition: Resale; Updated/Remodeled Appliances: Dishwasher; Dryer; Electric Range; Microwave; Refrigerator Architectural Style: Split Level Construction Materials: CBS Cooling: Central Air Fencing: Fenced Heating: Heat Pump Interior Features: Bedroom Layout - Stacked; Closet Cabinetry; Walk-In Closet(s) Listing Terms: Cash; Conventional Lot Features: Fruit Tree(s) Pets Allowed YN: Yes Pets Allowed: Breed Restrictions; Number Limit Possession: Negotiable Restrictions: Other Restrictions; Parking - No Trailer Security Features: Entry - Phone/Intercom; Security Fence; Smoke Detector(s) Tax Information: Homestead Exemption Unit Description: Corner/End Unit Utilities: Cable Available View: Garden Water Access: No Fixed Bridge; Ocean Access Waterfront Features: Bayfront Window Features: Blinds; Drapes; Rods Showing Requirements: 24 Hour Notice; See Remarks Outdoor Living Spaces: Balcony Balcony Details: Balcony - Open Contingencies: Financing Room Types: Florida Room

Contract Information

Comp Sale YN: No
Original List Price: 729000
Occupant Type: Owner

Location and Legal

Country: United States
County Or Parish: Monroe
County Parish Name: Monroe
Street Number: 97652
Street Name: Overseas
Street Suffix: Highway
Unit Number: M8
City Name: Key Largo
State Or Province: FL
Postal Code: 33037
Postal Code +4: 2225
Postal Zip: 33037
Subdivision Name: ROCK HARBOR CONDOMINIUM
Area: 5940 - Other Florida County
Geographic Area: Other
Elementary School: Key Largo
Middle Or Junior School: Key Largo
High School: Coral Shores
Parcel Number: 00090965000800
Directions: WHEN ENTERING KEY LARGO DRIVE OVER 1ST BRIDGE THAN DRIVE APPOX 6 MILES ON OVERSEAS HIGHWAY ON THE RIGHT SIDE

Financial Information

Association YN: Yes
Association Deposit YN: No
Association Fee: 1087
Association Fee Frequency: Monthly
Application Required YN: Yes
Membership Fee Required YN: No
Tax Annual Amount: 3952
Tax Year: 2024
Tax Assessed/SOH Value: 452123
Tax Legal Description: ROCK HARBOR CONDOMINIUM NO 5 KEY LARGO APT NO 8 & 8.5% COMMON ELEMENTS OR670-40/41 OR941-341 OR1053-1875/76 OR1059-521 OR1316-2224/25 OR1815
Assessor Market Value: 452123

Status Change Information

Major Change Timestamp: 2026-03-29T13:08:39Z
Major Change Type: Status Change
Price Change Timestamp: 2026-03-04T14:42:59Z
Status Change Date: 2026-03-29
Under Contract Type: Pending
Under Contract Date: 2026-03-26

More Information

Application Fee Details

Application Fee Required: Yes
Application Fee: 150

Entry Information

Entry Level: 2
Entry Location: Second Floor Entry,Closet Cabinetry,Stacked Bedroom,Walk-In Closets

Parking Information

Open Parking Spaces: 2

Boat and Dock Information

Dock: Yes

Co-Ownership

Property Management YN: No

Ceiling Fan Details

Number Of Ceiling Fans: 4

Main Level Rooms

Main Level Bathrooms: 2
Main Level Bedrooms: 2

Pet Details

Maximum Number Of Pets: Yes
Pet Fee: 0

Qualifying Requirements

Minimum Credit Score YN: Yes
Minimum Credit Score: 700

Leasing Restrictions

Leasing - Max Times Per Year: 12

Storm Protection

Impact Glass: Yes

Showing Details

Pet(s) on Premises: Yes

Price Calculations

Current Price To SqFt: 529.2

Originating Details

Originating System Key: 604488634
Originating System ID: M00000170

Office/Member Information

DXORIGMLSID: FLL

Application Information

1-2 Weeks Approval: Yes

Amenities

Basketball Court: Yes
Bike Storage: Yes
Clubhouse: Yes
Fishing Pier: Yes
Fitness Center: Yes
Pickleball Court(s): Yes
Picnic Area: Yes
Pool: Yes
Shuffleboard Court: Yes
Storage: Yes

Association Amenities

Maintenance: Yes

Association Fee Includes

Common Areas: Yes
Insurance: Yes
Legal/Accounting: Yes
Maintenance Grounds: Yes
Maintenance Structure: Yes
Pest Control: Yes
Pool Service: Yes
Reserve Funds: Yes
Roof Repairs: Yes
Sewer: Yes
Trash: Yes
Water: Yes

Dining Area

Family/Dining Combination: Yes
Snack Bar/Counter: Yes

Exterior Features

Barbecue: Yes
Lighting: Yes

Flooring

Carpet: Yes
Laminate: Yes

Parking Features

Guest: Yes

Property Condition

Resale: Yes
Updated/Remodeled: Yes

Fencing

Fenced: Yes

Possession

Negotiable: Yes

Utilities

Cable Available: Yes

View

Garden: Yes

Heating

Heat Pump: Yes

Unit Description

Corner/End Unit: Yes

Water Access

No Fixed Bridge: Yes
Ocean Access: Yes

Window Features

Blinds: Yes
Drapes: Yes
Rods: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Electric Range: Yes
Microwave: Yes
Refrigerator: Yes

Construction Materials

CBS: Yes

Interior Features

Bedroom Layout - Stacked: Yes
Closet Cabinetry: Yes
Walk-In Closet(s): Yes

Land Lease Information

Land Lease Amount: 0

Listing Terms

Cash: Yes
Conventional: Yes

Lot Features

Fruit Tree(s): Yes

Security Features

Entry - Phone/Intercom: Yes
Security Fence: Yes
Smoke Detector(s): Yes

Waterfront Features

Bayfront: Yes

Architectural Style

Split Level: Yes

Recreation Lease Information

Recreation Lease Amount: 0

Cooling

Central Air: Yes

Showing Requirements

24 Hour Notice: Yes
See Remarks: Yes

Master Bedroom/Bath

Bedroom On Entry Level: Yes
Master Bdrm - Upstairs: Yes
Separate Shower: Yes

Pets Allowed YN

Yes: Yes

Pets Allowed

Breed Restrictions: Yes
Number Limit: Yes

Restrictions

Other Restrictions: Yes
Parking - No Trailer: Yes

Tax Information

Homestead Exemption: Yes

Outdoor Living Spaces

Balcony: Yes

Balcony Details

Balcony - Open: Yes

Contingencies

Financing: Yes

Room Types

Florida Room: Yes

Room Information

Room Name
Florida Room

Listing Office: RE/MAX Consultants Realty 1

Last Updated: April - 28 - 2026

This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.

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97652 Overseas Highway M8, Key Largo, FL 33037 (MLS# F10528933)