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3470 SE Martinique Trace 103, Stuart, FL 34997 (MLS# M20056342)

3470 SE Martinique Trace 103, Stuart, FL 34997

$319,900

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,506 Status: Active

Current Price: $319,900 List Date: 7/21/2026 Last Modified: 10/17/2026

Overview

Description

NEW PRICE IMPROVEMENT!!! STUNNING, TOTALLY UPDATED ON THE LAKE! This 1st floor condo in Montego Cove, Stuart’s premier 55+ community is truly move-in ready! Most of the updates were completed in the last 2 years. Impact windows and doors, new AC in 2025, remodeled kitchen w/ Quartzite counters & backsplash, 42-inch cabinets with crown molding, all new appliances & a custom pantry. Ceramic tile throughout, updated baths with walk-in shower in master, new high-end pavers installed in front, walled patio and back screened porch, new aluminum screen wall on porch providing a panoramic view of the lake. The lake view faces north so no hot sun pouring in. Freshly painted living areas and guest bedroom. Electric panel replaced in 2022. Community residents enjoy the gorgeous park-like grounds w/ the mature trees, 2 lakes, 2 pools, beautiful clubhouse, pickleball & tennis courts and the many social & recreational activities. Pick up trucks & 1 small pet permitted. MAKE YOUR APPOINTMENT TODAY!

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Listing Details MLS# M20056342

General Property Information

Number Of Units In Community: 182
Unit Floor #: Yes
Property Sub Type: Condominium
Bedrooms Total: 2
Bathrooms Total: 2
Bathrooms Full: 2
Building Area Main: 1506
Living Area Main: 1506
Year Built: 1987
Carport YN: Yes
Attached Carport YN: No
Parking Total: Yes
Gated Community YN: Yes
Lot Size Area: 2325402.68
Lot Size Acres: 53.38
Senior Community YN: Yes
Guest House YN: No
Waterfront YN: Yes
Outdoor Living Spaces YN: Yes
Stories Total: 2
Direction Faces: South
Pool Private YN: No
Furnished: Unfurnished
Year Roof Installed: 2006

Property Features

Application Information: Personal Interview Required Association Fee Includes: Cable TV; Common Areas; Internet; Pest Control; Pool Service; Reserve Funds; Roof Repairs; Security Dining Area: Breakfast Area; Dining/Living Room; Eat-In Kitchen Exterior Features: Barbecue Flooring: Ceramic Tile Parking Features: Carport Property Condition: Resale Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer; Water Heater Water Heater Details: Electric Water Heater Construction Materials: Block; Concrete; Stucco Cooling: Electric Association Type: Condominium Heating: Electric Interior Features: Bedroom Layout - Split; Entrance Foyer; Pantry; Walk-In Closet(s) Listing Terms: Cash Membership: No Membership Available Pets Allowed YN: Yes Pets Allowed: Pet Restrictions Possible; Number Limit; Size Limit Possession: Close Of Escrow; Negotiable Restrictions: Buyer Approval Required; Parking - No Commercial Vehicles; Parking - No Motorcycle Other Leasing Restrictions: Leasing Prohibited 1st 2 Years; Tenant Approval Road Frontage Type: Private Road Road Surface Type: Paved Roof: Barrel Security Features: Gated with Guard; Security Fence; Security Gate; Gated Community Sewer: Public Sewer Special Information: County Jurisdiction; Deed Restrictions; Disclosure Tax Information: County Only; Homestead Exemption Utilities: Sewer Available; Water Available Water Source: Public Water View: Lake Waterfront Features: Lake Front Showing Requirements: Appointment Only; Call Listing Agent Outdoor Living Spaces: Patio; Porch Patio Details: Patio - Open Porch Details: Porch - Screened Room Types: Bedroom 2; Kitchen; Living Room; Master Bedroom

Contract Information

Comp Sale YN: No
Original List Price: 345000

Location and Legal

Country: United States
County Or Parish: Martin
County Parish Name: Martin
Street Number: 3470
Street Direction Prefix: SE
Street Name: Martinique
Street Suffix: Trace
Unit Number: 103
City Name: Stuart
State Or Province: FL
Postal Code: 34997
Postal Zip: 34997
Subdivision Name: Montego Cove Condo All Ph
Development Name: Montego Cove Condo All Ph
Area: 6140 - Hobe Sound/Stuart - South of Cove Rd
Geographic Area: MRTC - Martin County
Elementary School: SeaWind
Middle Or Junior School: Murray
High School: South Fork
Parcel Number: 353841002022010304
Directions: Cove Rd. just west of Federal Hwy. After gate, turn left onto Martinique Drive, then turn left onto Martinique Trace. At stop sign, turn right, 3470 will be the 3rd bldg. on the your left.

Financial Information

Association YN: Yes
Association Deposit YN: No
Association Fee: 727
Association Fee Frequency: Monthly
Association Membership: Mandatory
Estimated Monthly Assoc Recurring Fee: 727
Membership Fee Required YN: No
Tax Annual Amount: 2029
Tax Year: 2025
Tax Legal Description: MONTEGO COVE XV- BLDG. 22 UNIT 103

Status Change Information

Major Change Timestamp: 2026-09-25T17:15:48Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-09-25T17:15:48Z
Status Change Date: 2026-07-21

More Information

Application Fee Details

Application Fee Required: Yes
Application Fee: 150

Member Equity

Membership Equity YN: No

Co-Ownership

Property Management YN: Yes
Property Management Name: Advantage PM
Property Management Phone: 772-334-8900

Pet Details

Maximum Number Of Pets: Yes

Storm Protection

Impact Glass: Complete

Room Types

Bedroom 2 Level: Main
Kitchen Level: Main
Living Room Level: Main
Master Bedroom Level: Main
Bedroom 2: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Originating Details

Originating System Key: 667949895
Originating System ID: M00000165

Application Information

Personal Interview Required: Yes

Amenities

Clubhouse: Yes
Jogging Path: Yes
Kitchen Facilities: Yes
Library: Yes
Pickleball Court(s): Yes
Picnic Area: Yes
Pool: Yes
Shuffleboard Court: Yes
Spa/Hot Tub: Yes
Street Lights: Yes
Tennis Court(s): Yes

Association Fee Includes

Cable TV: Yes
Common Areas: Yes
Internet: Yes
Pest Control: Yes
Pool Service: Yes
Reserve Funds: Yes
Roof Repairs: Yes
Security: Yes

Dining Area

Breakfast Area: Yes
Dining/Living Room: Yes
Eat-In Kitchen: Yes

Exterior Features

Barbecue: Yes

Flooring

Ceramic Tile: Yes

Parking Features

Carport: Yes

Property Condition

Resale: Yes

Possession

Close Of Escrow: Yes
Negotiable: Yes

Sewer

Public Sewer: Yes

Special Information

County Jurisdiction: Yes
Deed Restrictions: Yes
Disclosure: Yes

Utilities

Sewer Available: Yes
Water Available: Yes

Heating

Electric: Yes

Water View

Lake: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Electric Range: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes
Water Heater: Yes

Construction Materials

Block: Yes
Concrete: Yes
Stucco: Yes

Interior Features

Bedroom Layout - Split: Yes
Entrance Foyer: Yes
Pantry: Yes
Walk-In Closet(s): Yes

Listing Terms

Cash: Yes

Road Frontage Type

Private Road: Yes

Road Surface Type

Paved: Yes

Roof

Barrel: Yes

Security Features

Gated with Guard: Yes
Security Fence: Yes
Security Gate: Yes
Gated Community: Yes

Water Source

Public: Yes

Waterfront Features

Lake Front: Yes

Water Heater Details

Electric Water Heater: Yes

Cooling

Electric: Yes

Association Type

Condominium: Yes

Showing Requirements

Appointment Only: Yes
Call Listing Agent: Yes

Master Bedroom/Bath

Master Bdrm - Ground: Yes
Separate Shower: Yes

Membership

No Membership Available: Yes

Pets Allowed YN

Yes: Yes

Pets Allowed

Pet Restrictions Possible: Yes
Number Limit: Yes
Size Limit: Yes

Restrictions

Buyer Approval Required: Yes
Parking - No Commercial Vehicles: Yes
Parking - No Motorcycle: Yes

Other Leasing Restrictions

Leasing Prohibited 1st 2 Years: Yes
Tenant Approval: Yes

Tax Information

County Only: Yes
Homestead Exemption: Yes

Outdoor Living Spaces

Patio: Yes
Porch: Yes

Patio Details

Patio - Open: Yes

Porch Details

Porch - Screened: Yes

Room Information

Room Name	Length	Width	Level
Living Room	19.00	19.00	Main
Kitchen	12.00	8.00	Main
Master Bedroom	13.00	13.00	Main
Bedroom 2	12.00	11.00	Main

Documents

Why Live in Montego Cove ›

Key Features ›

Floor Plan ›

Seller's Real Property Disclosure ›

Flood Disclosure ›

Map of Montego Cove ›

Listing Office: Coldwell Banker Realty

Last Updated: October - 17 - 2026

This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.

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3470 SE Martinique Trace 103, Stuart, FL 34997 (MLS# M20056342)