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3082 SW Lake Terrace, Palm City, FL 34990 (MLS# R11137223)

3082 SW Lake Terrace, Palm City, FL 34990

$770,000

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https://www.propertypanorama.com/3082-SW-Lake-Terrace-Palm-City-FL-34990/unbranded

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Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,927 Status: Closed

Current Price: $770,000 List Date: 11/02/2025 Last Modified: 5/16/2026

Overview

Description

*Credit of $5,000 provided by preferred lender* Waterfront-Ocean Access-NO fixed Bridges! Boaters paradise-Fish off your NEW (2025) private DOCK! Elevator boat lift included! 2 stories 3BR/2.5BA/2 car garage, open concept, bedrooms on 2nd floor. Completely transformed w/ modern luxury updates. Too many updates to list! NEW METAL ROOF (2024). Quartz countertops + white thin shaker cabinets. Spacious master suite features a rain shower, free-standing tub, dual sinks + walk-in closet. Screened upper deck/lower patio w/ in-ground spa, fire pit, + fruit trees create the perfect outdoor retreat. Low HOA—only $259.67/year. New UV light for water system, reverse osmosis water system. No seawall needed. No rental restrictions. Located right off I-95. 10 miles to the beach! A rated schools

Listing Details MLS# R11137223

General Property Information

Property Sub Type: Single Family Residence
Bedrooms Total: 3
Bathrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Building Area Main: 2927
Building Area Source: Appraiser
Living Area Main: 1742
Year Built: 1992
Garage YN: Yes
Attached Garage YN: Yes
Garage Spaces: 2
Covered Spaces: 2
Gated Community YN: No
Lot Size Area: 11608
Lot Size Acres: 0.27
Senior Community YN: No
Waterfront YN: Yes
Outdoor Living Spaces YN: Yes
Stories Total: 2
Stories: 2
Direction Faces: North
Fireplace YN: Yes
Pool Private YN: No
Spa YN: Yes
Furnished: Furnished
Year Roof Installed: 2024

Property Features

Dining Area: Dining/Living Room; Kitchen Dining Electric: Three Phase Fireplace Features: Decorative Flooring: Vinyl Parking Features: Attached Garage; Garage Property Condition: Resale Spa Features: In Ground Appliances: Dishwasher; Disposal; Dryer; Gas Range; Microwave; Refrigerator; Washer; Water Heater; Water Softener Water Heater Details: Gas Water Heater Water Softener Details: Water Softener Owned Boat and Dock Features: Electric Available; Lift; Private Dock Construction Materials: Frame Cooling: Central Air Association Type: Homeowner Association Heating: Electric Interior Features: Built-in Features; Walk-In Closet(s) Laundry Features: Washer Hookup Listing Terms: Cash; Conventional; FHA; VA Loan Lot Features: Fruit Tree(s); Room for Pool Pets Allowed YN: Yes Pets Allowed: No Restrictions Possession: Close Of Escrow; Negotiable Restrictions: Lease OK Roof: Metal Security Features: Smoke Detector(s) Sewer: Septic Tank Storm Protection Details: None Tax Information: Homestead Exemption Utilities: Cable Available; Natural Gas Available; Water Available Water Access: No Fixed Bridge Water Source: Well Water View: Canal Waterfront Features: No Fixed Bridges Showing Requirements: Appointment Only; Call Listing Agent; Combination Lock Box; Occupied; Schedule Online; Text Listing Agent Occupant Details: Owner Occupied Outdoor Living Spaces: Balcony; Deck; Patio Balcony Details: Balcony - Covered; Balcony - Screened Patio Details: Patio - Covered; Patio - Screened Contingencies: Appraisal; Financing; Inspection Room Types: Attic; Kitchen; Living Room; Master Bedroom Acreage Description: 1/4 To Less Than 1/2 Acre Lot

Contract Information

Comp Sale YN: No
Original List Price: 777000

Location and Legal

Country: United States
County Or Parish: Martin
County Parish Name: Martin
Street Number: 3082
Street Direction Prefix: SW
Street Name: Lake
Street Suffix: Terrace
City Name: Palm City
State Or Province: FL
Postal Code: 34990
Postal Zip: 34990
Subdivision Name: RUSTIC HILLS
Area: 6090 - Palm City
Geographic Area: MRTC - Martin County
Special Assessment YN: No
Parcel Number: 123840001000005504
Zoning: RES
Directions: martin downs north on high meadow, right on covered bridge rd, go across bridge, turn left on lake terrace, will be on you left

Financial Information

Association YN: Yes
Association Deposit YN: No
Association Fee: 20
Association Fee Frequency: Monthly
Association Membership: Mandatory
Membership Fee Required YN: No
Tax Annual Amount: 10692.4
Tax Year: 2025
Tax Legal Description: RUSTIC HILLS LOT 55 UNINCLUDED

Status Change Information

Major Change Timestamp: 2026-01-16T11:39:52Z
Major Change Type: Status Change
Status Change Date: 2026-01-16
Under Contract Date: 2025-12-10
Close Date: 2026-01-15
Close Price: 770000
Buyer Financing: Conventional

More Information

Short Sale Details

Short Sale Addendum: No

Boat and Dock Information

Dock: Yes
Dock Details: yes

Main Level Rooms

Main Level Bathrooms: Yes

Showing Details

Pet(s) on Premises: No

Concessions

Seller Concessions: No

Contributions

Buyer Contributions: No

Room Types

Kitchen Level: Main
Living Room Level: Main
Master Bedroom Level: Upper
Attic: Yes
Kitchen: Yes
Living Room: Yes
Master Bedroom: Yes

Price Calculations

Current Price To SqFt: 442.02
Original List Price To Close Price: Yes

Originating Details

Originating System Key: 20251102000002164135000000
Originating System ID: M00000170

Office/Member Information

DXORIGMLSID: RML

Application Fee Details

Application Fee: 0

Amenities

Boating: Yes

Dining Area

Dining/Living Room: Yes
Kitchen Dining: Yes

Electric

Three Phase: Yes

Fireplace Features

Decorative: Yes

Flooring

Vinyl: Yes

Parking Features

Attached Garage: Yes
Garage: Yes

Property Condition

Resale: Yes

Spa Features

In Ground: Yes

Possession

Close Of Escrow: Yes
Negotiable: Yes

Sewer

Septic Tank: Yes

Utilities

Cable Available: Yes
Natural Gas Available: Yes
Water Available: Yes

Heating

Electric: Yes

Water Access

No Fixed Bridge: Yes

Water View

Canal: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Gas Range: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes
Water Heater: Yes
Water Softener: Yes

Construction Materials

Frame: Yes

Interior Features

Built-in Features: Yes
Walk-In Closet(s): Yes

Laundry Features

Washer Hookup: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Lot Features

Fruit Tree(s): Yes
Room for Pool: Yes

Roof

Metal: Yes

Security Features

Smoke Detector(s): Yes

Water Source

Well: Yes

Waterfront Features

No Fixed Bridges: Yes

Water Heater Details

Gas Water Heater: Yes

Water Softener Details

Water Softener Owned: Yes

Boat and Dock Features

Electric Available: Yes
Lift: Yes
Private Dock: Yes

Cooling

Central Air: Yes
Electric: Yes

Association Type

Homeowner Association: Yes

Showing Requirements

Appointment Only: Yes
Call Listing Agent: Yes
Combination Lock Box: Yes
Occupied: Yes
Schedule Online: Yes
Text Listing Agent: Yes

Master Bedroom/Bath

Dual Sinks: Yes
Master Bdrm - Upstairs: Yes
Separate Shower: Yes
Separate Tub: Yes
Spa Tub & Shower: Yes

Pets Allowed YN

Yes: Yes

Pets Allowed

No Restrictions: Yes

Restrictions

Lease OK: Yes

Storm Protection Details

None: Yes

Tax Information

Homestead Exemption: Yes

Occupant Details

Owner Occupied: Yes

Outdoor Living Spaces

Balcony: Yes
Deck: Yes
Patio: Yes

Balcony Details

Balcony - Covered: Yes
Balcony - Screened: Yes

Patio Details

Patio - Covered: Yes
Patio - Screened: Yes

Contingencies

Appraisal: Yes
Financing: Yes
Inspection: Yes

Acreage Description

1/4 To Less Than 1/2 Acre Lot: Yes

Room Information

Room Name	Length	Width	Level	Remarks
Living Room	20.00	20.00	Main	buyer to verify
Kitchen	20.00	20.00	Main	buyer to verify
Master Bedroom	20.00	20.00	Upper	buyer to verify
Attic

Documents

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Listing Office: Epique Realty, Inc.

Last Updated: May - 16 - 2026

This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.

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3082 SW Lake Terrace, Palm City, FL 34990 (MLS# R11137223)