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103 Saddle Trail, Royal Palm Beach, FL 33411 (MLS# B26072295)

103 Saddle Trail, Royal Palm Beach, FL 33411

$500,000

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https://www.propertypanorama.com/103-Saddle-Trail-Royal-Palm-Beach-FL-33411/unbranded

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,975 Status: Active

Current Price: $500,000 List Date: 9/04/2026 Last Modified: 9/12/2026

Overview

Description

Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with vaulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let's start with the expensive stuff. The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years.

Supplements: Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner's checklist have already been addressed. The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced tha ... (Read more)

Listing Details MLS# B26072295

General Property Information

Unit Floor #: Yes
Property Sub Type: Single Family Residence
Bedrooms Total: 3
Bathrooms Total: 2
Bathrooms Full: 2
Building Area Main: 1975
Building Area Source: Public Records
Living Area Main: 1366
Living Area Source: Public Records
Accessibility Features YN: No
Year Built: 1995
Garage YN: Yes
Attached Garage YN: Yes
Garage Spaces: 2
Covered Spaces: 2
Parking Total: 4
Gated Community YN: No
Lot Size Area: 5000
Lot Size Acres: 0.11
Senior Community YN: No
Outdoor Living Spaces YN: Yes
Stories Total: Yes
Stories: Yes
Direction Faces: South
Pool Private YN: No
Furnished: Unfurnished

Property Features

Application Information: Association Approval Required Association Fee Includes: Cable TV; Common Areas; Internet Dining Area: Dining/Living Room; Eat-In Kitchen; Kitchen Dining Electric: Three Phase Flooring: Carpet; Ceramic Tile Leasing Permitted Details: Okay To Lease Parking Features: Garage Door Opener; On Street; Attached Garage; Garage Property Condition: Resale Special Listing Conditions: Standard Appliances: Dishwasher; Disposal; Dryer; Electric Range; Ice Maker; Microwave; Refrigerator; Washer; Water Heater Water Heater Details: Electric Water Heater Architectural Style: Ranch Construction Materials: CBS Cooling: Central Air Association Type: Homeowner Association Heating: Central Interior Features: Cathedral Ceiling(s); Entrance Foyer; Pantry; Vaulted Ceiling(s); Walk-In Closet(s) Laundry Features: Inside Listing Terms: Cash; Conventional; FHA; VA Loan Lot Features: Sidewalks Pets Allowed YN: Yes Pets Allowed: Pet Restrictions Possible Possession: Close Of Escrow; Negotiable Restrictions: Buyer Approval Required Road Surface Type: Paved Roof: Composition; Shingle Security Features: Security System Owned Sewer: Public Sewer Sprinkler Description: Auto Sprinkler; Well Sprinkler Storm Protection Details: Generator Hookup; Storm Shutters Structure Type: House Tax Information: City/County Utilities: Cable Available; Sewer Available; Water Available View: Garden Water Access: None Water Source: Public Window Features: Arched; Blinds; Drapes Showing Requirements: Schedule Online; Text Listing Agent Outdoor Living Spaces: Patio Patio Details: Patio - Screened Room Types: Bedroom 2; Bedroom 3; Kitchen; Laundry; Living Room; Master Bedroom Acreage Description: Less Than 1/4 Acre Lot; Less Than 1 Acre Lot

Contract Information

Comp Sale YN: No
Original List Price: 500000
Negotiable Seller Concessions YN: Yes
Listing Service: Full Service

Location and Legal

Country: United States
County Or Parish: Palm Beach
Street Number: 103
Street Name: Saddle
Street Suffix: Trail
State Or Province: FL
Postal Code: 33411
Subdivision Name: SARATOGA AT ROYAL PALM 3
Development Name: Saratoga Lakes East
Area: 5530
Geographic Area: PB24
Elementary School: H. L. Johnson
Middle Or Junior School: Crestwood
High School: Royal Palm Beach
Special Assessment YN: No
Parcel Number: 72414315040000830
Zoning: PUD(ci

Financial Information

Association YN: Yes
Association Deposit YN: No
Association Fee: 150
Association Fee Frequency: Monthly
Association Membership: Mandatory
Association Reserves YN: Yes
Application Required YN: Yes
Association Name: Saratoga Lakes HOA
Association Email: www.saratogalakeshoa.com
Master Association YN: No
Estimated Monthly Assoc Recurring Fee: 150
Membership Fee Required YN: No
Tax Annual Amount: 4009
Tax Year: 2025
Tax Legal Description: SARATOGA AT ROYAL PALM PL 3 LT 83

Status Change Information

Major Change Timestamp: 2026-09-04T12:28:33Z
Major Change Type: New Listing
Status Change Date: 2026-09-04

More Information

Application Fee Details

Application Fee Required: Yes
Application Fee: 150

Entry Information

Entry Location: Entry Level Living Area Y

Leasing Permitted Details

Leasing Permitted YN: Yes
Okay To Lease: Yes

Capital Contributions

Capital Contributions YN: Yes
Capital Contributions Amount: 450

Main Level Rooms

Main Level Bathrooms: 2
Main Level Bedrooms: 3

Pet Details

Pet Fee YN: No

Storm Protection

Accordian Shutters: Complete

Room Types

Bedroom 2 Level: First
Bedroom 3 Level: First
Kitchen Level: First
Living Room Level: First
Master Bedroom Level: First
Bedroom 2: Yes
Bedroom 3: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Master Bedroom: Yes

Price Calculations

Current Price To SqFt: 366.03

Originating Details

Originating System Key: 20260904115027604687000000
Originating System ID: M00000170

Office/Member Information

DXORIGMLSID: RML

Application Information

Association Approval Required: Yes

Amenities

Clubhouse: Yes
Community Room: Yes
Jogging Path: Yes
Pool: Yes
Sidewalks: Yes
Street Lights: Yes
Tennis Court(s): Yes

Association Fee Includes

Cable TV: Yes
Common Areas: Yes
Internet: Yes

Dining Area

Dining/Living Room: Yes
Eat-In Kitchen: Yes
Kitchen Dining: Yes

Electric

Three Phase: Yes

Flooring

Carpet: Yes
Ceramic Tile: Yes

Parking Features

Garage Door Opener: Yes
On Street: Yes
Attached Garage: Yes
Garage: Yes

Property Condition

Resale: Yes

Special Listing Conditions

Standard: Yes

Structure Type

House: Yes

Possession

Close Of Escrow: Yes
Negotiable: Yes

Sewer

Public Sewer: Yes

Utilities

Cable Available: Yes
Sewer Available: Yes
Water Available: Yes

View

Garden: Yes

Heating

Central: Yes

Sprinkler Description

Auto Sprinkler: Yes
Well Sprinkler: Yes

Water Access

None: Yes

Window Features

Arched: Yes
Blinds: Yes
Drapes: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Electric Range: Yes
Ice Maker: Yes
Microwave: Yes
Refrigerator: Yes
Washer: Yes
Water Heater: Yes

Construction Materials

CBS: Yes

Interior Features

Cathedral Ceiling(s): Yes
Entrance Foyer: Yes
Pantry: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet(s): Yes

Laundry Features

Inside: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Lot Features

Sidewalks: Yes

Road Surface Type

Paved: Yes

Roof

Composition: Yes
Shingle: Yes

Security Features

Security System Owned: Yes

Water Source

Public: Yes

Water Heater Details

Electric Water Heater: Yes

Architectural Style

Ranch: Yes

Cooling

Central Air: Yes

Association Type

Homeowner Association: Yes

Showing Requirements

Schedule Online: Yes
Text Listing Agent: Yes

Master Bedroom/Bath

Dual Sinks: Yes
Master Bdrm - Ground: Yes
Separate Shower: Yes
Separate Tub: Yes

Pets Allowed YN

Yes: Yes

Pets Allowed

Pet Restrictions Possible: Yes

Restrictions

Buyer Approval Required: Yes

Storm Protection Details

Generator Hookup: Yes
Storm Shutters: Yes

Tax Information

City/County: Yes

Outdoor Living Spaces

Patio: Yes

Patio Details

Patio - Screened: Yes

Acreage Description

Less Than 1/4 Acre Lot: Yes
Less Than 1 Acre Lot: Yes

Room Information

Room Name	Length	Width	Level
Living Room	14.00	13.00	First
Kitchen	10.00	10.00	First
Master Bedroom	14.00	12.00	First
Bedroom 2	12.00	10.00	First
Bedroom 3	11.00	11.00	First
Laundry

Listing Office: KW Innovations

Last Updated: September - 12 - 2026

This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.

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103 Saddle Trail, Royal Palm Beach, FL 33411 (MLS# B26072295)